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credit & FINANCING

Create your dream home with affordable financing plans at Value City Furniture.

Value City Credit Card

You can now use your Value City Credit Card to purchase online. Special financing available with approved credit at checkout.

8.99% APR for 60 Months¹

with equal monthly payments and minimum purchase of $999.

Or see if you Pre-Qualify without affecting your credit score

Choose the financing option that works for you

Financing options

Minimum purchase

6 months special financing.

No minimum purchase is required.

12 months special financing.

$599 minimum purchase is required.

18 months special financing.

$999 minimum purchase is required.

36 months Special Financing.

$3,999 minimum purchase is required.

60 months Special Financing.

$999 minimum purchase is required.

These financing offers are subject to credit approval and provided by our financing partner Wells Fargo Bank, N.A. Some exclusions may apply. Other financing partners will have different offers and terms.

Benefits of financing with us

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Budget management

By spreading the cost of your purchase over a period of time, financing helps you manage your budget more effectively.

loyalty

Special offers & discounts

We value your loyalty and are excited to offer you exclusive, tailor-made financing options in our special letters throughout the year.

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flexibilty

We offer flexibility in terms of payment amounts and schedules. You can choose a plan that best fits your financial situation.

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Higher Buying power

Now that we have your attention, it is time to buy that new Living Room set you've been dreaming about so much.

Have an existing account?

Easily manage your account online through our provider's customer portal.

Wells
Fargo

don’t miss out on deals & new releases

Value City Furniture features a great selection of sofas, sectionals, recliners, chairs, leather furniture, custom upholstery, beds, mattresses, dressers, nightstands, dining sets, kitchen storage, office furniture, entertainment and can help you with your home design and decorating. Value City Furniture offers great quality furniture, at a low price to the New Jersey, NJ, Staten Island, Hoboken area.

Information Accuracy - We have taken great care to provide you with information that is accurate and useful. Please notify us if you find an error and we will do our best to correct it. We ask that you contact us directly to confirm information about pricing, color, features, dimensions, availability and lead times.

Nothing on this page may be copied or reproduced without explicit permission.