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credit & FINANCING

Create your dream home with affordable financing plans at Value City Furniture.


Value City Credit Card

You can now use your Value City Credit Card to purchase online. Special financing available with approved credit at checkout.

Choose the financing option that works for you

Financing options

Minimum purchase

6 months special financing.

No minimum purchase is required.

12 months special financing.

$599 minimum purchase is required.

18 months special financing.

$1,999 minimum purchase is required.

36 months Special Financing.

$2,999 minimum purchase is required.

60 months Special Financing.

$3,999 minimum purchase is required.

These financing offers are subject to credit approval and provided through Wells Fargo Bank, N.A. Some exclusions may apply. Other creditors may have different offers and terms.

Benefits of financing with us


Budget management

By spreading the cost of your purchase over a period of time, financing helps you manage your budget more effectively.


Special offers & discounts

We value your loyalty and are excited to offer you exclusive, tailor-made financing options in our special letters throughout the year.



We offer flexibility in terms of payment amounts and schedules. You can choose a plan that best fits your financial situation.


Higher Buying power

Now that we have your attention, it is time to buy that new Living Room set you've been dreaming about so much.

Buy Now, Pay Later

We also have Buy Now, Pay Later options in our cart. Upon checking out you will be able to choose from any of the following options:

Afterpay Clearpay

Have an existing account?

Easily manage your account online through our provider's customer portal.