credit & FINANCING
Create your dream home with affordable financing plans at Value City Furniture.
Value City Credit Card
You can now use your Value City Credit Card to purchase online. Special financing available with approved credit at checkout.
8.99% APR for 60 Months1
Choose the financing option that works for you
Financing options
Minimum purchase
6 months special financing.
No minimum purchase is required.
12 months special financing.
$599 minimum purchase is required.
18 months special financing.
$999 minimum purchase is required.
36 months Special Financing.
$3,999 minimum purchase is required.
60 months Special Financing.
$999 minimum purchase is required.
These financing offers are subject to credit approval and provided by our financing partner Wells Fargo Bank, N.A. Some exclusions may apply. Other financing partners will have different offers and terms.
Benefits of financing with us
Budget management
By spreading the cost of your purchase over a period of time, financing helps you manage your budget more effectively.
Special offers & discounts
We value your loyalty and are excited to offer you exclusive, tailor-made financing options in our special letters throughout the year.
flexibilty
We offer flexibility in terms of payment amounts and schedules. You can choose a plan that best fits your financial situation.
Higher Buying power
Now that we have your attention, it is time to buy that new Living Room set you've been dreaming about so much.
Have an existing account?
Easily manage your account online through our provider's customer portal.